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All you need to get approved is your valid ID and down payment – apply online or in person!
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What is Buy Here Pay Here?
Buy Here Pay Here (BHPH) means you secure the loan directly through our dealership rather than an outside bank. This allows us to guarantee approvals for buyers with bad credit or no credit history. We act as both the dealer and the lender, simplifying the entire experience.
Do I need a high credit score?
No! We look past your credit history to evaluate your current income and stability. If you have a job and a steady income, you are pre-approved. Our program is designed specifically to help rebuild credit score profiles over time.
What documents are required to start?
Please bring a valid driver's license or state ID, your two most recent pay stubs, a utility bill for proof of residency, and your down payment. Having these items on hand speeds up your driving process down to under an hour.
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